San Diego Home Loans & Mortgage Financing

Today’s mortgage financing has a different face to what it was several years back. Now where more than 60% of Bankers, Lenders, Correspondents, and Mortgage Brokers are no longer in business working with the right lenders is crucial to a successful close of escrow.

We recommend to our buyer who needs a home loan to work with a reputable bank who in addition to offering the best financing terms will also provide a full underwriting loan approval (not a pre-approval). A full approval and a purchase offer submitted to the seller at the same time will present a great advantage to our buyers specially when competing with other buyers.

Once you have secured financing for your new home purchase don’t jeopardize your chances of getting financing, make sure you follow these rules:

• Don’t change employment
• Don’t buy a new car or furniture
• Don’t co-sign a loan for anyone
• Don’t spend closing cost funds
• Don’t charge excessive Credit Card debt
• Don’t get credit inquiries on your credit report